Utkarsh Classes Jodhpur Notes PDF in Hindi Download

Utkarsh Classes Jodhpur Notes PDF in Hindi Download

Utkarsh Classes Jodhpur Notes PDF in Hindi Download

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National Housing Bank :

History :

The Sub-Group on Housing Finance for the Seventh Five Year Plan (1985-90) identified the non-availability of long-term finance to individual households on any significant scale as a major lacuna impeding progress of the housing sector and recommended the setting up of a national level institution.

The Committee of Secretaries considered’ the recommendation and set up the High Level Group under the Chairmanship of Dr. C. Rangarajan, the Deputy Governor, RBI to examine the proposal and recommended the setting up of National Housing Bank as an autonomous housing finance institution.

The Hon’ble Prime Minister of India, while presenting the Union Budget for 1987-88 on February 28, 1987 announced the decision to establish the National Housing Bank (NHB) as an apex level institution for housing finance. Following that, the National Housing Bank Bill (91 of 1987) providing the legislative framework for the establishment of NHB was passed by Parliament in the winter session of 1987 and with the assent of the Hon’ble President of India on December 23, 1987, became an Act of Parliament. The National Housing Policy, 1988 envisaged the setting up of NHB as the Apex level institution for housing.

In pursuance of the above, NHB was set up on July 9, 1988 under the National Housing Bank Act, 1987.

NHB is wholly owned by Reserve Bank of India, which contributed the entire paid-up capital.

The general superintendence, direction and management of the affairs and business of NHB vest, under the Act, in a Board of Directors.

The Headquarter of NHB is located in New Delhi.

Mission :

To harness and promote the market potentials to serve the housing needs of all segments of the population with the focus on low and moderate income housing.

Objectives :

To promote a sound, healthy, viable and cost effective housing finance system to cater to all segments of the population and to integrate the housing finance system with the overall financial system.

To promote a network of dedicated housing finance institutions to adequately serve various regions and different income groups.

To augment resources for the sector and channelise them for housing.

To make housing credit more affordable.

To regulate the activities of housing finance companies based on regulatory and supervisory authority derived under the Act.

To encourage augmentation of supply of buildable land and also building materials for housing and to upgrade the housing stock in the country.

To encourage public agencies to emerge as facilitators and suppliers of serviced land, for housing.

Some Quick Info About NHB :

Committee that recommended to set up NHB : C. Rangarajan ( Former Dy. Governor of RBI )

NHB was set up under Which Act : National Housing Bank Act, 1987

NHB was set up on : July 9, 1988

Head Office : New Delhi

MD and CEO : Dakshita Das

National Housing Bank in News ( 2018 ) :

Indian Overseas Bank has signed an MoU with National Housing Bank for the Rural Housing Interest Subsidy Scheme (RHISS) of the Ministry of Rural Development. ( January 2018 )

National Housing Bank (NHB) has decided to increase the Refinance Limit from Rs. 24,000 crore to Rs.30,000 crore for the Current Year (July 2018-June 2019) towards refinancing eligible institutions. ( October 2018 )

National Housing Bank has disbursed a subsidy of Rs 3270 crore to over 1.43 lacs households under the Credit Linked Subsidy Scheme in Housing for All Mission by 2022. ( November 2018

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Father of C++ language – Bjarne Stroustrup

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Founder of Google – Larry Page and Sergey Brin

Founder of Internet – Vint Cerf

Father of Java – James Gosling

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Founder of Mouse – Douglas Engelbart

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Inventors of Computer Chip (IC) – Jack Kilby and Robert Noyce

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First Compiler was developed by Dr. Grace Murray Hopper

Father of Computer Animations – John Whitney

Keyboard was invented by Christopher Latham Sholes

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